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Meet Our Team

Zlatko Habibovic
Agency Owner

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I chose to work in the insurance industry because I enjoy providing my customers with the proper guidance and knowledge when protecting their Assets, Home, Auto, and provide financial services like Life insurance and Retirement plans. I grow up in ex-Yugoslavia- Bosnia. But now call the beautiful city of Chicago home. I received my Bachelor’s degree in Mechanical Engineering. Protection is my passion, helping others to protect what matters to them has been my goal since day one here at Zlatko Insurance and Financial Services. Having happy and protected clients are my biggest success.

When I am not in the office I enjoy traveling and experiencing new cultures. I find that constant education and the learning of new skills is something that keeps me always able to provide the best quality of support for my clients. Being able to encounter new people and build long-lasting relationships within my community is something that I really enjoy. My family and the wonderful memories we have created together bring me such joy and happiness. I am passionate about helping children in need to have the happiest and safest childhood possible.

Betty Bernal
Licensed Sales Professional

One of the aspects I enjoy most about my work is interacting and helping people protect themselves and their families. I grew up in Chicago. I was an honor student growing up and I always did well in my studies. What excites me most about my work is when I know I made someone feel like they can trust me and I can help them out. I enjoy hearing how satisfied and stress-free clients are because of my help. Few many know this about me, but I love mythology and world history. During my free time, you can usually find me at the lake or a playground with my son and daughter. I also love to stay active by dancing, hiking, and paintballing. I have always been passionate about giving back, I have in the past participated in campaigns to help raise funds for children who have been diagnosed with life threating illnesses.